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NEWS WELCOME
 
03/18/09
What every home buyer should know.

Details about home buyers

03/18/09
Latest on $8,000 new buyer incentive.

Details about buyer incentive

Welcome to the Quality Utah Mortgage web site.

Para hablar con una persona en Espanol, llame al 801.593.2284.

Quality Utah Mortgage (QUM) is a mortgage marketing company, owned by Dean Martinez, MBA and licensed loan officer, that helps Dean provide residential and commercial real estate loans to people from all walks of life who reside in Utah and the United States. At QUM, "we treat everyone with respect" regardless of one's financial, ethnic, gender or any other status. We believe that everyone is equally important and as such everyone who is qualified should be given an opportunity to achieve the American dream of owning his or her own home. Quality Utah Mortgage makes a special effort to serve the disenfranchised including, but not limited to, immigrants, single parents and minorities living in the United States. We also take great pride in providing first rate service to all; especially those who have been denied opportunities in the past.

Quality Utah Mortgage can help first time home buyers earn a $8,000 tax credit. If you don't qualify for a loan, we can help you repair your credit until you do qualify. If you're neck high in debt, we can help you to completely eliminate your debt while making the same payments you're currently making through our debt acceleration program. Call us today at 801.593.2283!

Quality Utah Mortgage can help you access equity from your home with a low-interest fixed rate loan. If your documents are in order, we can usually close your new refinance loan within two weeks and you can skip a monthly home payment. You can use the cash from your refinance for home improvement, to buy long awaited toys, to reinvest or for many other purposes.

We work only with ethical, empathetic real estate professionals who are skilled at finding safe, affordable homes. We specialize in finding homes for low income clients and programs to help with down payments and other costs.

Our interest rates and closing costs are equal to or better than the big lenders. To Quality Utah Mortgage, borrowers are more than just a loan number, they are family. We put the interest of our clients before our self-interest. We will not lend money to people who are not qualified because it is not in their best interest nor in ours. Unlike the big lenders, if our prospects don't qualify, we don't just kick them to the curb. We help them get to a position where they can qualify. We ensure that everyone to whom we give a loan is qualified for the product we provide to him/her. We rely on our clients for referrals so that we can grow our business and help others meet their housing needs. We want your home purchase or refinance experience to be an excellent one so we work hard to provide the best service for all of our clients and work only with associates who are just as committed to client satisfaction.

Please call us at 801.593.2283 to complete a no-cost Pre-Qualification application to find out if you qualify for a loan. We usually get back to our prospects within 24 hours of the completion of the Pre-Qual. Call us even if you think you don't qualify right now because we will work to get you qualified!

 
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